Updated On: 26 April 2025

How to Find Accommodation Abroad: A Complete Guide for International Students?

Studying abroad is accompanied by a fair share of challenges. And among them is probably the biggest challenge - how to find suitable student accommodation abroad? Be it the UK, USA, Canada, Australia, or Europe-the Right Accommodation Abroad forms the basis of ensuring one has a comfortable, secure, and budget-friendly student life.

This blog will guide you about study abroad accommodation, from the different types of housing to tips on booking, so that you can focus on your academics and let us handle your stay!

Types of Student Accommodation Abroad

When you're planning your study abroad journey, choosing the right kind of housing is crucial. Here are the two most common types of accommodation for international students:

1. Purpose-Built Student Accommodation (PBSA)

PBSA stands for Purpose-built student accommodation. It refers to housing that is built primarily for students and these are accommodations close to university campuses and comes with key amenities such as high-speed Internet, laundry facilities, study lounges and security systems.

Room Types:

Shared Rooms
Ensuite Rooms
Studio Apartments

Pros:

Close proximity to universities
All-inclusive bills
Community environment
Secure and professionally managed

2. House in Multiple Occupancy (HMO)

HMO stands for Houses in multiple occupation. It refers to shared student accommodations abroad and typically located in the local residential neighbourhood.

Room Types:

Private rooms in 1BHK or 2BHK apartments

Pros:

More affordable
Greater independence
Experience local living

How SIEC Supports Your Accommodation Search?

Finding safe, comfortable, and affordable student housing abroad can be very overwhelming, but SIEC the top education loan experts, are here for you. Here is how we assist you with student accommodation abroad:

Verified Properties: Every choice we make available is vetted for safety, quality, and compliance.
Personalized Assistance: You receive personal assistance from our housing experts who are in touch with your needs.
Local Expertise: We will assist you with insights into the best neighbourhoods and commuting options and student-favoured spots.
Comprehensive Resources: Guides on local amenities, transport services, safety guidelines and much more are at our disposal.
Hassle-Free Booking: We take care of all paperwork, contracts, and liaising with landlords.

How to Finance Your Abroad Stay? Explanation of Education Loans

Once you've settled in with your arrangement of study housing abroad, the next big question is: how to finance the education abroad and expenses for staying abroad? Well, assistance is provided for that by SIEC.

We offers excellent advice on education loans to study abroad. A brief description is as follows:

Secured (Collateral-Based) Loans:

Loan Amount: 70–80% of property value
Interest Rate: 9.45% to 11%
Processing Time: 25–40 days

Unsecured (Non-Collateral) Loans:

Loan Amount: ₹7.5 lakhs to ₹1 crore
Interest Rate: 11% to 14%
Processing Time: 7–20 days

SIEC Loan Benefits:

100% funding for tuition + living expenses
Study now, pay later with flexible repayment options
Eligibility check even without an offer letter
Loans available for agriculture income or low-income applicants
No co-applicant needed for select universities

Here are some golden rules to make the right choice when looking for accommodation overseas:

Start Early: At least 3-6 months prior to your intake should start housing.
Set a Budget: Don't just calculate the rent— incorporate bills, internet access, transport, and groceries.
Check Proximity: Your accommodation should be the closest to your university and availability of public transport.
Check Reviews: Work through trusted student housing platforms or consult SIEC for on-the-ground recommendations.
Contractual Enquiries: Enquire about the rental conditions, including terms of the deposit, cancellation policy, and exclusions or any hidden charges.

Conclusion

Your accommodation abroad will dictate your day-to-day life, friends, and overall experience. With the right information and plans, you can find a home that will complement your academic plans and personal wellbeing.

With everything sorted for a smooth, safe, and successful study abroad experience from accommodation to loans and more, contact SIEC.

Ready to find your perfect student home abroad? Connect with SIEC today for personalized accommodation assistance and loan guidance!

Reach out to SIEC for Application inquiries and assistance.

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